Practical Tips for Frugal Living

What does being frugal mean to you? Frugality is often deemed as unnecessary by many people, the reason being is because a lot of people tend to misunderstand frugality. People view frugality as a means of being “cheap”, but the reality is that frugality is the art of getting the best benefits and resources for your money. Frugality can also influence a minimalist lifestyle, in which everyone can benefit from. By practicing the tips listed below, you’ll benefit from living a frugal life.

  1. Minimize housing costs: Factor in location, cost, size, and the current state of your home.
  2. Get a roommate to share costs: Most people hate the idea of having a roommate, but the money saved is worth it. Splitting the cost of rent and utilities will save a lot of money in the long run.
  3. Only upgrade when you can afford it. Don’t try to keep up with the Jones’ or live outside your means. This always leads to a debt being incurred.
  4. Be conservative with your electricity, gas, and water use.
  5. Get rid of cable TV. The current costs for cable are entirely too high and with all the lower cost streaming platforms, you will save a lot of money. Try asking the cable company for a discount.
  6. If you’re paying for a gym membership, use it, if not cancel it and workout at home for free. Avoid subscriptions at all costs.
  7. Use a fitness tracker to count your steps and calories burned.
  8. No subscriptions, regardless of how necessary they may seem.
  9. No eating out. Cook at home and coupon when shopping.
  10. Meal prep. Take your own food and snacks to work.
  11. Say no to Starbucks and other coffee shops. Make your own coffee or tea at home.
  12. Always make a shopping list.
  13. Only buy things when they’re on sale or out of season.
  14. COUPON, COUPON, COUPON.
  15. Use apps when shopping to get discounts or cash back.
  16. Avoid buying new cell phones when you can.
  17. Opt for contract-free cell phone options.
  18. Stay on top of your car maintenance.
  19. Don’t trade your car in to impress others.
  20. Learn how to do your own upkeep of yourself (beauty and hair).

There isn’t anything wrong with frugality or practicing minimalism. Don’t be afraid to make the necessary sacrifices to save money. Frugality means a person should have an uncomplicated lifestyle.

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FOOLPROOF Ways to Track Your Weight Loss Goals

New Year, New Me has officially been here for seven days. Did you stick to your health and fitness goals or did you quit already? Regardless of what your current status is, this post will provide everyone with some tools for sticking to their health and fitness goals, despite any obstacles arising.

  1. Set milestones for large goals: If your goal is to drop a large amount of weight, such as 50 to 100 pounds or more, then you’ll need to set milestones along the way to keep you focused. The milestones can daily, weekly, weight loss, fitness, and water intake focused to keep things fun. Milestones will also keep you focused to deter you from quitting altogether if you don’t get the immediate results you’re seeking.
  2. Track everything via phone app or your personal journal: I use the app Carb Manager to track my caloric, water, and macros intake. I use my Apple watch to track my exercises and burned calories. Tracking my food intake, the type of food I eat, the time I eat, as well as my exercises and how many calories I’ve burned also keep me focused. I also pay attention to if I have any headaches, as well as if all my macros have been met for the day.
  3. Make things fun: If you aren’t enjoying yourself, you’ll quit every time. Find fun routines for meal prepping and working out. Workout with friends. Have friendly competitions. All of this is necessary if you want to be successful.
  4. Recommit if necessary: If you fail, its ok to start over. Always reaffirm yourself, as well as your goals.
  5. Congratulate yourself: Its ok to have a cheat meal or reward yourself with a shopping spree or trip. This will also keep you motivated.

The Benefits of Fasting

Fasting is considered to be an age-old practice that has been conducted throughout the course of history for various reasons. In most cases, fasting was done for religious reasons, but people noticed the drastic change in a person’s appearance after completing a fast. Most people lose a significant amount of weight in a short period of time. The most known types of fasting are:

  1. Intermittent Fasting (cyclic fasting that ranges for 14-16 hours).
  2. Time-Restricted Fasting (abstaining for 12-16 hours)
  3. Alternate Day Fasting (caloric restriction of up to 25% your normal intake on non-fasting days).
  4. The 5:2 Diet (eat normally for five days and eat only 600 calories for two days a week).
  5. Warrior Diet (fruit and veggies while the sun is up, then eat a well-rounded meal when the sun goes down).
  6. 16/8 Fasting (16 hour fast daily, then consume all calories during an 8 hour period).
  7. The Daniel Fast (21-day fast that comes from Daniel’s experiences in The Bible.)

Fasting is an age-old practice, often done for religious reasons, but fasting for weight loss is still capturing the public imagination. You can find dozens of do-it-yourself plans touting the unproven benefits of fasting, ranging from flushing “poisons” from the body to purging 30 pounds of fat in 30 days.

It’s true that fasting — that is, eating little to no food — will result in weight loss, at least in the short term. But the risks far outweigh any benefits, and ultimately, fasting can cause more harm than good.

  1. Improved body composition.
  2. Decreased risk of contracting or developing deadly diseases.
  3. Improved insulin sensitivity.
  4. Decreased inflammation.
  5. Improved heart health.
  6. Improved brain functionality.
  7. Decreased signs of aging.
  8. Increased lifespan.
  9. Healthier skin and appearance.
  10. Better attitude.
  11. Better sleep.
  12. Creativity increases.
  13. Better habit forming.
  14. More Clarity.
  15. Increased weight loss.
  16. Detoxification and purification.
  17. Revitalization

Methods for using Affirmations

Greetings everyone 🙂

Affirmations are amazing, because they boost a person’s overall mindset and ability to manifest greatness in their lives.  Affirmations can used in multiple ways, but the technique must be well suited with what the user thinks works best for them.

Affirmations can be used during meditation or when working out.

Affirmations need to be used throughout the course of the day to ensure the user doesn’t lose sight of their goal.

Affirmations can be written down and read aloud on a daily basis.

A person can also say their affirmations in the mirror.

Affirmations should be incorporated to fit your respective lifestyle.  No one should tell you a right or wrong way for affirming your destiny.

I know many people have great success saying their affirmations in the mirror (Personally I have tried but can never keep a straight face but if I could do it I would!)

Positive Body Affirmations

Has anyone ever asked you how you feel about your body?  If so, I’m pretty sure that you didn’t respond with an exciting grin stating that your body is “Perfect.”  Don’t worry, we all have or have had some sort of body image issues.

Despite body image issues being a common problem, women tend to encounter more issues than men.  There are numerous advertisements that influence a certain standard of beauty on all sorts of platforms.  These advertisements often force the world to tell us what is beautiful, instead of enforcing that everyone is beautiful, in their own unique way.

People must look with-in themselves to develop their own positive body images to counteract fitting what society labels as beautiful.  People also need to stop comparing themselves to others.  People need to love themselves at all stages of life. 

If you feel unattractive or are down about your body, please read the affirmations listed below to improve your feelings about your body.  It doesn’t matter what size you are, your skin color, if you have natural hair or a natural body- you deserve to love yourself, flaws and all.  You are also worthy of being loved and respected from others.

  1. I’m beautiful.
  2. I have more to offer than my physical appearance.
  3. I am more than enough.
  4. I am strong and will overcome all obstacles.
  5. I am pleased with my looks.
  6. I am ruled by positive thoughts.
  7. I am comfortable with my body.
  8. Beauty is a state of one’s own thoughts.
  9. I will never compare myself to other people.
  10. I am uniquely beautiful in my own way.
  11. My flaws separate me from others.

Health and Fitness Goals for 2019

I’m slightly behind with posting this, but due to traveling, a funeral, and trying to cope, I think I have a slight justification. I currently started a Ketogenic Diet. I also plan to workout four to six times a week, sometimes twice a day. Cardio will be done every morning (M-F) starting at 4 a.m. I will left weights from 5:30 p.m. every evening (M-F). I have goals and I know that by writing them done will keep me focused and accountable.

A ketogenic diet require my macros to be set at 5% carbs, 20% protein, and 75% fat. That means that I can’t have more than 16 grams of carbs on a daily basis. Cardio will done for an hour to an hour and a half on a daily basis. Weightlifting will be heavy with a lot of sets and reps.

I will also do intermitten fasting with keto. My window to eat is 1 p.m. until 9 p.m.

What are your health and fitness goals for 2019? How do you plan to accomplish these goals?